New York State Financial Aid Program for Full-Time Study
The Jose Peralta Dream Act
The Senator José Peralta New York State DREAM Act gives undocumented and other students access to New York State grants and scholarships.
If you attended or graduated from an NYS high school, attended an approved NYS high school equivalency program, or received an NYS equivalency diploma, you may be eligible for financial assistance via the José Peralta New York State DREAM Act.
The DREAM Act provides access to the Excelsior Scholarship, the Tuition Assistance Program (TAP) and other state‐administered grants and scholarships. To apply and review the eligibility requirements, please visit https://www.hesc.ny.gov/dream/
Tuition Assistance Program (TAP)
Tuition Assistance Program (TAP) is a New York State-funded grant program that helps pay the tuition of eligible full-time students. Because TAP is a grant, it does not have to be paid back. If you receive a TAP award, the money comes directly to the college for payment of your tuition.
Program Eligibility Requirements
Final Year of Study
Traditionally, students are required to be enrolled as a full-time student taking twelve or more credits applicable toward their degree program, per semester, to receive a full-time TAP award. New York State provides two exceptions in determining TAP eligibility for students in their final year of study:
Students must complete the coursework taken in the “semester prior to their last semester” and remain on track to graduate in the "final term.”
If a student fails to complete the necessary class(es) or decides not to graduate while using this eligibility exception, that student will not be eligible for NYS Financial Aid the following term of enrollment.
TAP counselors will review student records to determine student eligibility in their final year of study. Students may also contact the office of financial aid and speak to a TAP counselor regarding award eligibility in their final year of study. Students must meet all other eligibility criteria that apply to the NYS TAP award program. Additionally, there is are no final year exceptions for Part-Time TAP awards.
Where could I go for more information about my TAP award?
The HESC Customer Communication Center can be reached by telephone toll-free at 1-888-NYS-HESC (1-888-697-4372) or 1-518-473-1574. The Customer Communication Center answers general inquiries. If you are calling about your TAP grant or student loan, please have your account number ready. You could also reach them on the web by going to https://www.hesc.ny.gov/.
New York State Financial Aid Programs for Part-Time study:
Part-Time TAP is a New York State program that allows for partial TAP payments for students taking 6 to 11 credits. This program is available to CUNY, SUNY and Not-for-Profit independent degree granting college students who meet the specified requirements.
In addition to the general eligibility criteria that apply to all NYS award programs, certain requirements are specific to the Part-Time TAP program. To be eligible, students must:
A Part-Time TAP award is based on the full-time tuition charge and prorated for the number of credits a student is taking.
AID FOR PART-TIME STUDY (APTS)
Aid for Part-time Study (APTS) is a New York State grant program for students pursuing a degree on a part-time basis. It is money paid to the school for tuition only. Because APTS is a grant, it does not have to be paid back.
To be considered for an APTS award, YOU MUST be:
The Effect of Program Changes and Withdrawals on TAP Awards
If you withdraw from the College during the refund period or drop below 12 credits, you may utilize a portion of your TAP award against your tuition liability (tuition balance). If you withdraw after the refund period, the full semester's TAP award will be used. In either case, you will have used up one full semester's worth of TAP eligibility (at a two or four year-college).
If you make any program changes, make sure to maintain the required number of academic credits in your major in order to qualify for your TAP award
If you withdraw from all courses in a given semester and opt to use TAP to pay your tuition, you will lose TAP eligibility for the subsequent (next) term of attendance, except if you have applied for -- and received -- a one-time waiver. (See TAP Wavier)